If you have a roof leak, it is a good idea to call your insurance company to determine if the damage is covered under your policy.
In general, homeowners insurance covers water damage from a leaking roof if the leak is the result of a sudden and accidental event, such as a storm or a natural disaster. However, it is important to note that coverage for water damage from a leaking roof may depend on the specific terms of your policy and the cause of the leak.
If the leak is the result of neglect or lack of maintenance, it may not be covered. It is a good idea to review your policy carefully and understand what is and is not covered. If you have any questions about your coverage, you should contact your insurance company or agent for more information.
If you are not sure whether the leak is covered or if you are unsure of the cause of the leak, it is a good idea to contact a professional roofing contractor to assess the damage and determine the cause of the leak. They can provide you with an estimate for repairs and help you determine if you should file a claim with your insurance company.