If you have insurance coverage for damages to your roof, it is likely that the insurance company will pay for the cost of repairing or replacing the roof decking if it was damaged by a covered event, such as a windstorm or hail. To make a claim for roof decking repair or replacement, you will need to follow the steps outlined in your insurance policy and provide documentation of the damage.
Here are some general steps you can follow to make a claim for roof decking repair or replacement:
- Take photographs of the damage and make a list of the items that were damaged or need to be repaired.
- Contact your insurance company to report the damage and request a claim form. Follow the instructions provided by the insurance company to complete the claim form and provide any necessary documentation, such as photographs and estimates for repair or replacement costs.
- Once you have submitted the claim form and supporting documentation, the insurance company will review your claim and determine whether the damage is covered under your policy. If the damage is covered, the insurance company will typically pay for the cost of repairing or replacing the roof decking.
- If the insurance company denies your claim or you have questions about the coverage, you may want to speak with an insurance adjuster or an attorney to understand your options.
It is important to note that the specifics of your insurance coverage will depend on the terms of your policy, so it is always a good idea to review your policy and speak with your insurance company if you have any questions about coverage for damages to your roof.